INCOME IS VERY IMPORTANT AND ALL INCOME CHANGES MUST BE REPORTEDTo qualify for the Public Housing Program, a family’s income must fall below 80% of the State Median Income for their family size. To qualify for the Housing Choice Voucher Program, a family’s income must fall below 50% of the State Median Income for their family size. Rent is based on adjusted family income.
Residents must report any changes in their source of income (such as from TANF to employment, part-time hours to full-time hours, or occasional to regular over-time). You must also report any person joining the household with or without income.
Depending on your change, your rent may go up or down. If you do not report these changes within 10 days, you may be in violation of your lease agreement.
ALLOWABLE DEDUCTIONSEach family member residing in the household under the age of 18 or a full-time student (other than head of household or spouse) receives a $480 deduction.
Each family member residing in the household that is 62 years of age or older or disabled receives a $400 deduction. Medical expenses in excess of 3 percent of annual income of any elderly/disabled family are also considered in receiving a deduction.
ADJUSTED INCOMEAdjusted income is the total household annual income less the deductions according to HUD regulations.
TOTAL TENANT PAYMENTExcept for residents who choose a flat rent, total tenant payment if the highest of the following (rounded to the nearest dollar):
- 30 percent of monthly-adjusted income.
- 10 percent of gross monthly income.
- A minimum rent established by the Housing Commission in accordance with HUD regulations.
VERIFIED INCOMEAll income must be verified. If unreported income is found, this can result in termination of housing assistance and you will be expected to pay retro-rent.
WHAT IS COUNTED AS INCOME?Annual income is the anticipated total income from all sources received by the family head of household and spouse (even if temporarily absent) by each additional member of the family over 18 and not a full-time student. This includes all income derived from assets for the 12 month period following the effective date of certification income.
When a family member goes to work, some income may be excluded from the rent calculation if the family meets certain criteria.
WHAT ARE INCOME LIMITS?Housing Authorities use income limits developed by HUD. HUD sets the lower income limits at 80% and very low income limits at 50% of the median income for the county or metropolitan area in which you choose to live. Income limits vary from area to area so you may be eligible at one Housing Authority but not at another.
WHAT ARE THE ANNE ARUNDEL COUNTY INCOME LIMITS?
FY 2016 Income Limits Summary
MEDIAN INCOME – $86,700
|Persons in Family||1||2||3||4||5||6||7||8|
|Very Low (50%) Income Limits ($)||30,350||34,700||39,050||43,350||46,850||50,300||53,800||57,250|
|Extremely Low (30%) Income Limits ($)||18,200||20,800||23,400||26,000||28,440||32,580||36,730||40,890|
|Low (80%) Income Limits ($)||46,000||52,600||59,150||65,700||71,000||76,250||81,500||86,750|
NOTE: Anne Arundel County is part of the Baltimore-Towson, MD HUD Metro FMR Area, so all information presented here applies to all of the Baltimore-Towson, MD HUD Metro FMR Area.
The Baltimore-Towson, MD HUD Metro FMR Area contains the following areas: Anne Arundel County, MD; Baltimore County, MD; Carroll County, MD; Harford County, MD; Howard County, MD; Queen Anne’s County, MD; and Baltimore city, MD.
Income Limit areas are based on FY 2016 Fair Market Rent (FMR) areas.